A free guide for families

5 AI Scams Targeting Canadian Seniors — and How to Talk to Your Parents About Them

Clear warning signs, safe next steps, and kind words for a conversation that protects trust as well as money.

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A simple safety habit

Pause. Hang up or close the message. Verify through a number you already know. Keep money, passwords, and codes safe. The guide is free to read and use; it does not require a paid lesson, an AI account, or special software.

Inside the PDF

Five scams, each with clear steps and a family conversation prompt

  1. SCAM 1

    A cloned family voice and a made-up emergency

    A caller may sound like a child or grandchild and say they have been hurt, arrested, or stranded. A scammer can use a short audio clip posted online to imitate a familiar voice. The story is designed to create fear and rush you into sending money. A familiar voice, name, or caller ID does not prove who is calling.

  2. SCAM 2

    Polished texts and emails that steal passwords or money

    Scammers can use AI to write clear, personal-sounding messages quickly. A message may pretend to come from a bank, a delivery company, the Canada Revenue Agency (CRA), or someone you know. Good spelling and a familiar logo do not make a message real. Some scams ask you to open a link, sign in, pay a fee, or share a security code.

  3. SCAM 3

    Deepfake investment videos and celebrity endorsements

    A video or voice recording may make a public figure appear to recommend an investment, trading app, or cryptocurrency. AI can imitate a person’s face or voice. The Canadian Anti-Fraud Centre warns that deepfake promotions can lead to fake investment websites and apps. A convincing video is not proof that the person made the recommendation.

  4. SCAM 4

    A fake bank, government, or tech-support voice on the phone

    A caller may claim to be from a bank, the CRA, the police, or technical support. AI voice tools can imitate a person, and caller ID can be changed to look familiar. The caller may say there is a problem with your account, demand private information, or ask to control your computer. Government and bank names on a screen do not confirm the caller’s identity.

  5. SCAM 5

    A fake online friend, romantic partner, or adviser

    A scammer may use AI to help write warm, personal messages or create a convincing profile picture. They may build trust over days or weeks, then ask for money, gift cards, cryptocurrency, intimate images, or help with an investment. The Canadian Anti-Fraud Centre describes relationship fraud and investment fraud; AI can make a fake persona easier to maintain, but not every online relationship is a scam.

Safety advice without blame

Anyone can be targeted. Each section offers a gentle way to talk, a reminder to verify using a familiar number, and steps to take if money or information has already been shared.

The full guide also links to Canadian public safety sources, including the Canadian Anti-Fraud Centre and the Canadian Centre for Cyber Security.